October Financial goals....

Ok - my goal for 2012 is to get control of my money! But no sense in waiting until January to start, I'd like to get a head start now.

I have two major credit cards that I want to pay off - asap.

Amex - 1727.70  (has higher percentage)
BMO - 12270.00

I'm going to try to do the pay more on the high percentage one to pay it off first and then switch all my payment to the other one.  Must still pay off the minimum on the lower percentage bill.

We do have some extra expenses this month with the boys' hockey but will try to make it work. also want to start planning some christmas gifts


for October I'm going to allocate $450 to paying off my bills ($225 Oct 15,  $225 Oct 31)
Amex -  80 and 75
BMO - 145 and150

let's see how this goes!!!

Setting new goals

Ok - new season, new goals. Well not really new goals but new goals for Fall '11

Actually stepping back just a bit and going to set a weekend goal.

For Friday - today - Going to drink a shit load of water... and I mean a shit load!!!
tonight is game night so I don't need to eat dinner but I'll plan for something small.

Saturday - lots of running around to do tomorrow but I have to make a point of doing a fruit and veggie shop and cutting, prepping.

Sunday - Make a decent meal for us all.

Monday I have off.

Want to exercise a bit this weekend as well. Need to start getting something going.  Going to talk to S about this too cause he's fat too and we both need to lose weight. Maybe we can do this together!


AND SOON!

MERDE MERDE MERDE!!!

Ok - it's a new school year which means that I can start fresh, put the past behind me and move on.

On the school front - R is now in grade 4, ended up with a good teacher and more importantly, friends in his class this year. Last year, it was a disaster when there were no friends with him.

He's playing football and hockey! So adding to our already busy lives. R made the A1 rep team for hockey and we are so proud of him.

N is in grade 7. It's going to be a good year for him although I'm sure he would wish it would just hurry up and be june already. Can't believe he's in highschool next year. It's so sad that my boys are getting older!

N is playing soccer and hockey this fall. Add this to R's already busy schedule and I'm not sure when/if we will ever see a family dinner table full until christmas. N is playing for the A1 team again this year and is showing some serious promise of doing something with hockey in his future. 2 more years until the draft so we need to start thinking about the next steps!

Ok - enough about the kids. It's time to talk about me. I'm good. This september was better than most in the past where I've been stuck in a funk. I do need to start exercising and eating better. I'm back up to 209 lbs which is disgusting and my clothes are tight again. Oh well... gotta start somewhere.

Still have my WW account and I'm going to give it a whirl on Monday. Get through the weekend and then start fresh on monday. Or maybe tomorrow?? Whaddya think?

Until tomorrow.. :)

Take 3

Actually yesterday was better than the previous days have been and I've now discovered it's TOM week (a leetle early) so that does explain some of the chowing down. Well a lot of the chowing down actually.

Had more water yesterday than normal.
Had a decent (smaller) lunch
Had a small dinner
Very few snackie type stuff before dinner
Did have a Haagan Das ice cream bar after dinner but .... otherwise I was good.

Goals for today are the water thing, the fruit & veggie thing and well that's it... baby steps.

Take 2.

So I realize when I have this bloody blog open I tend to be more concerned about what I put in my mouth. I did not do very well this week. Did go camping on the weekend and apart from the margaritas, managed to do quite well with food. it's the snacking at night that is killing me.

Tonight is chicken and prawns so I will be a good girl and not snack when I get home. I also need to do my due diligence and slice up my veggies at night so they are always on hand.

So - no change in weight but at least I'm thinking about it again.

Step 1 - keep the blog open.
Step 2 - drink my water
Step 3 - no more ice cream!!!

should be easy, right?

We'll see

A rough start

Well it was a rough start yesterday. I did very well at work, eating roughly 2/3 of my allotted points for the day which would provide me with 12 or so points for dinner. Well that didn't happen. When I got home, dinner was not yet made - I know bratty to say, but when there is no dinner there is no plan. And when there is no plan, there is utter chaos!

I ate a granola bar, nutrigrain bar and 2 chocolate chip cookies while waiting for a decision on dinner. Then when a decision could not be made, I ate a small bowl full of tortilla chips. Do you see where this is going?

Nobody is hungry for dinner so I shared a bowl of pasta salad with R and then had a hamburger bun with a slice of cheese in it. And then another one (although R took 1/2 from me).

Then we went out and got ice cream. A small bowl of cherry ice cream.

And then I had 2 cans of ginger ale.

Fail. 

But.... I recorded it - used up most if not all of my weeklies. I think I under estimated some of the items but at least I tried.

Let's hope today goes a bit smoother.

OMG seriously??? It's July

And I've gained back almost all the weight that I lost....

So I'm here again. Starting WW again officially even though I never really quit, I just stopped tracking completely.

Back at it today.... wanna be down 15 by September.

A